bank account

I tried to use my Swissbank account here in Sydney and it's ok, if you just like to get money from a ATM (Bankomat); also because, I pay no fee or commission for this with my Swissbank account.
The Problem, the code isn't working. Neither for the credit nor for maestro cards. So you always have to pay cash or to sign the receipt.
Accounts are free for students at the Commonwealth bank. You just need 500$ cash and the passport. The money will be used only for the setup and you can pick it up after the first night.

Three days after the opening, i got my debit (maestro) card. This one includes also a credit card but without a bill and direct charging.
Further two days later, i got my code.
The transfer, to send money from Switzerland to Australia, was charged by 20 sFr.